New Jersey Buyers Can Get Up to $22,000 in Down Payment Help
NJHMFA offers up to $15,000 for first-time buyers, plus $7,000 more for first-generation buyers. Forgivable after 5 years. Inventory up about 11% year-over-year.
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NJHMFA offers up to $22,000 (standard $15K + first-generation $7K), forgivable after 5 years. New Jersey Community Capital adds up to $30,000. Layered, qualified buyers could potentially reach $52,000 toward a purchase.
Published July 21, 2026 . By Ken Clark Jr. . Read more →
Sacramento inventory up 15-20% and homes sit 43 days on market. Freddie Mac 30-year fixed at 6.55% (July 16, 2026). Sellers are answering the phone again, and CalHFA MyHome and Dream For All add real leverage for buyers who show up prepared.
Published July 21, 2026 . By Ken Clark Jr. . Read more →